One Direct Bicycle Insurance

Your claim is dealt with by one of us here and you are always welcome to call us directly.

One direct bicycle insurance. As a rule a home contents insurance policy will in the first instance give you back a new bicycle equivalent to the specifications of the one you originally bought if it s stolen or damaged beyond repair no matter how old it is usually via a retailer of the insurer s choice. Bike insurance provides protection against the risk of you being involved in an accident and the costs that would likely stack up as a result. Why is bicycle insurance important. Unless you plan to use the bike regularly over the next 12 months yearly insurance just isn t worth the expense.

If you require these features you can usually add them on to your policy as an optional extra. While some home insurers will include cycle cover on their policies as standard often the bike is only insured if it is inside the property or secured properly in an outbuilding like a shed or garage. Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide. Unlike an annual policy paying for just 1 day bike insurance or up to a week means you get value for money as you only pay for the insurance you actually want.

Specialist bike insurance from cycleguard insurance for bikes e bikes and cycling accessories. The one true test of a cycle insurance provider is what happens when you make a claim it s why we don t farm the process out to a third party like other providers. Plus if you re injured on your bike in a collision with a vehicle your auto insurance may even cover your medical bills. Home insurers will often only cover bicycles for accidental damage and theft and may not cover damages that occur away from the home.

In many situations bicycles are covered by your standard homeowners renters or condo insurance policy. We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists. It is a requirement under the road traffic act of 1998 that any motorcycle that is to be used on public roads is covered by a bike insurance policy with the minimum level of cover being third party only. Bicycles are often covered as standard by home contents insurance policies but it s important to check they offer the cover you need.

At cycleguard we ve been protecting cyclists and triathletes across the uk for over 20 years against theft and damage to all types of bike including mountain folding electric and road as well as cycling accessories inside the home away from the home and much more. Cyclists may be unaware they don t need specialty insurance to protect their bicycles. Assuming that a bike is covered under home contents insurance is a mistake.